Health Insurance Help is Here!

It's official. Health Insurance Help, Your Guide to Affordable Health Insurance, is now up and running.

Why a Web Site on Health Insurance?

We read it in the news all the time. Health care cost is rising at a faster rate than inflation. We hear about people being laid-off practically every single day. Big and small companies have been cutting back. And now, even state agencies are taking drastic measures to save on costs.

It's a tough reality. Most Americans, who for years have relied on employer-based health insurance, are now trying to navigate their way through the health insurance market and are looking for health care plans that they can afford.

And we all know that it's not just the unemployed who are without health insurance. In fact, over 70% of the uninsured Americans are employed.

Considering that many of those employed work on a part-time or seasonal basis (not to mention that others have just been laid off), paying for health insurance puts enormous financial burden on their families.

People started dipping into their savings accounts to pay for health care costs.

Some have even opted to go completely without health insurance. Why? We've heard so many people say "Health insurance is just too expensive!" "We can not afford the premiums." Others simply do not know what their health insurance rights are and what affordable or low cost options are available to them.

Many people (yes, real people) suffer through all this. Studies show that those without health insurance forego check-ups and treatment, and therefore endure serious medical conditions from illnesses that could have been treated if detected earlier.

The good news is that there are solutions out there.

Unfortunately, most of us are not aware of the various health care options available to us. We know how difficult the process of looking for affordable health insurance is...so we've decided to share what we've learned, so that you may have a relatively 'easier' time searching for solutions that's right for you and your loved ones.

Health Insurance Help makes it easy for you to get a "full view" of the health insurance options available to you, not just private but also public programs, whether you are:

Employed but lack or don't have health insurance

Recently laid off or between jobs

Self-employed

Running a Small Business

There are also sections that provide you with health insurance information depending on the specific life-event you are experiencing:

Planning a family

Are already Pregnant

Getting ready to retire or are already retired

We've designed Health Insurance Help as an easy-to-follow guide. It doesn't just give you boat loads of definitions of various types of health insurance, but walks you through a process of finding affordable health insurance.

We've outlined 7 simple steps to choosing the right health insurance plan for you and your family:

Step 1: Understand the Health Insurance Terms

Step 2: Assess Your Needs

Step 3: Find out which Health Insurance Type is right for you

Step 4: Know where to get health insurance coverage

Step 5: Get the best health insurance quote

Step 6: Make the right health insurance choice

Step 7: Apply - and know the do's and don'ts of applying

Indeed, there's just so much to learn about health insurance! Fortunately, this guide makes it easier for you to understand the various concepts by providing the right context and introducing them at appropriate stages in the health care selection process.

It is our sincere hope that Health Insurance Help enables you to make informed decisions about your health care and to find the right health insurance plan that address your family's medical needs and budget (and help you save on costs along the way).

We're constantly improving the web site and adding more content. If you have any feedback, questions or suggestions or if you simply want to say hello, please contact us. We'd love to hear from you.


All the best,

Ann
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